Learn how health insurance for electricians can: Shield your team from job-related hazards. Keep your crew loyal and motivated. And strengthen your electrical business. Let's find out how! From electrical shocks and falls to exposure to hazardous equipment, electricians deal with risks on a daily basis that most other…
Why Are Employee Benefits Important to Employees?
What are you currently doing to show your employees that you care about them both inside and outside of the workplace? One easy way to do this is by offering your team members a robust employee benefits package. The days of providing just a salary alone are long gone. In today’s world, in order to…
Do Employers Have To Offer Health Insurance?
Health insurance plays a crucial role in the lives of many Americans. It helps provide financial assistance for medical expenses, giving people access to quality healthcare. As such, it's essential to understand the employer's role in providing health insurance in the United States. This blog post discusses the requirements regarding employers providing health insurance, the…
What Is The Employee Retention Credit?
As a small business owner, it's essential to be aware of the various taxes associated with running a business, but let’s be honest—taxes are boring. The most enjoyable part of filing taxes is getting your reimbursement for overpayment. Knowing whether or not your company is eligible for a tax refund can save you money and…
What is an ICHRA and How Does it Work?
If you’re a business owner looking to offer your employees flexible health benefits without breaking the bank, you want to know all of your options. One such option gaining popularity is called an Individual Coverage Health Reimbursement Arrangement (ICHRA). For small businesses looking for a simplified alternative to traditional group health plans, ICHRAs are a…
How To Find Health Insurance For Small Business Owners
As a small business owner, one of the most important things you need to ensure is your own health and well-being. Health insurance is crucial for protecting yourself and your employees from financial ruin in the event of a medical emergency. However, finding the right health insurance for small business owners isn't always easy, but…
What Percent of Health Insurance is Paid By Employers?
Group health insurance is one of the most essential perks that businesses can offer their employees. In addition to providing team members with important healthcare benefits, having a comprehensive plan in place also helps to attract and retain exceptional talent. However, many employers are left wondering—what percent of health insurance is paid by employers? This…
Small Group Health Insurance For Contractors
As a contractor or self-employed individual, purchasing small group health insurance can seem like a daunting task. However, it is a necessary step to ensure that you and your team have access to quality healthcare coverage. In this article, we’ll explore the benefits of small group health insurance for contractors, the key considerations when selecting…
How to Set Up a Small Business HSA
For small businesses, offering competitive employee benefits is crucial for establishing a positive culture. With that said, it can be difficult to fulfill everyone’s needs while also sticking to your budget. When this dilemma comes up, many small businesses look to Health Savings Accounts (HSAs). HSAs are unique in the fact that they keep healthcare…
8 Simple Ways to Reduce Your Group Insurance Costs
With the cost of healthcare continuously on the rise, many employers are faced with a dilemma. Do you want to provide solid group health insurance for your employees and pay a high price? Or do you want to pay less and allow their group insurance plan to be lacking in some areas? Well the truth…
Understanding Group Health Insurance Costs
There are multiple reasons as to why it's beneficial to offer group health insurance to your employees. Whether your company is big or small, having extensive group coverage will benefit you by increasing company morale and retention. Group coverage will also provide you with tax benefits. With so many providers and insurance options available, the…
The Ins and Outs of Group Enrollment
Selecting a health insurance plan can be confusing for individuals, and even more confusing for employers. In order for employers to avoid legal problems or employee complaints it's best to understand all of the details surrounding group health insurance enrollment. Group insurance covers more than just one person. So, you want to be completely certain…
Do Small Businesses Need to Offer Group Health Insurance?
Running a small business comes with its fair share of challenges and decisions to make. One crucial aspect that business owners often ponder is, “do small businesses need to offer group health insurance?” While there is no simple "yes" or "no" answer, understanding the options and regulations can help you make an informed decision that suits…
How to Offer Employee Benefits
Considering the competitive nature of today’s job market, for small business owners especially it’s important to try to stand out from the crowd. While competitive salaries, and a positive culture are important, many individuals are beginning to look for even more. This is where employee benefits come into play! Offering your employees a comprehensive benefits…
5 Steps to Find Your Ideal Group Health Insurance Broker
Small businesses face unique challenges when it comes to offering health insurance to their employees. While it's important to provide coverage, finding the right policy and navigating the complex healthcare system can be overwhelming. That's where a health insurance broker can help. Brokers are licensed professionals who can provide guidance on selecting and managing health…
9 Proven Strategies to Attract and Retain Top Talent
Attracting and retaining top talent is crucial for the success of any organization. In today's competitive job market, companies must do more than simply offer competitive salaries and benefits to stand out from the competition. To attract and retain the best employees, companies must create a positive work environment and a culture that fosters growth…
Can You Get Health Insurance Through Your LLC?
An increasing number of small business owners and entrepreneurs are choosing to run their companies through Limited Liability Companies (LLCs). Naturally, a common question that follows is whether LLC owners can get health insurance through their business or not. In short, the answer is yes! But of course it’s not that simple and there are…
How to Get Health Insurance With Less Than 10 Employees
Imagine you're a small business owner juggling numerous responsibilities, from managing day-to-day operations to ensuring your team is motivated and productive. Amidst all this, the thought of offering health insurance might seem daunting, especially when your workforce is small. But here’s the thing—providing health insurance, even with a team of fewer than 10 employees, can…